GET THE BEST
Instant Loan
Online in Singapore
Need quick cash? Apply for an instant loan online in Singapore with fast approval and flexible terms. Trusted by thousands of Singaporeans.
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How Does an
Instant Loan Work
Getting an instant loan with us is quick and straightforward. Here’s how it works:
Apply Online
Fill out our quick application form.
Await A Call
Our loan officer will contact you for eligibility questions.
Receive Funds
If eligible, you can collect your cash at our office after discussing terms and signing the contract.
Use Our Loan Calculator to Determine
Your Monthly Payments
Loan payment breakdown
Your Monthly Payment
Total Interest Paid
Total amount you pay in payments
Advantages of Choosing
365 Credit Solutions
Start by getting your personalised rate estimate in just 1 minute, with no impact on your credit score
Fast application
Apply online at the comfort of your home and receive approval within 30 minutes
Quick approval
Get up to 6x your monthly income & pick up your cash on the same day
Competitive rates
Enjoy low interest rates from 1-4% monthly and easy payment terms from 6-12 months
Frequently Asked Questions
An instant loan provides quick access to cash, offering a hassle-free solution for emergencies or urgent financial needs. Whether it’s unexpected medical bills, urgent repairs, or pressing payments, our loans are tailored to help you address these expenses promptly and without unnecessary hurdles.
Look for a lender offering fast approvals, flexible loan tenure and repayment options, and transparent terms to meet your unique needs. At 365 Credit Solutions, one of Singapore’s most trusted licensed money lenders since 2010, we provide tailored financial solutions with a commitment to reliability and customer care. Choose wisely and borrow confidently!
Instant cash loans offer quicker approvals and simpler application processes, making them ideal for urgent financial needs. Unlike traditional bank loans, they have fewer requirements, shorter repayment periods, and are designed for convenience and flexibility—perfect for when time is of the essence.
Incredibly fast! At 365 Credit Solutions, we aim to provide excellent service with speedy approvals. Once all required documents are submitted, your application can be approved in just 30 minutes, and in many cases, you’ll receive your funds within the hour.
To qualify for an instant loan, you must meet the following loan eligibility criteria:
- Be at least 21 years old.
- Have a minimum monthly salary of SGD 2,000 if you’re a Singaporean or PR.
- Have a minimum monthly salary of SGD 3,000 if you’re a foreigner working in Singapore.
Once you meet these requirements, you’re one step closer to fast and convenient financial support!
Your approved loan amount will depend on the legal requirement and your qualification. Here’s the list of personal loan amount that you can loan:
| Borrower’s annual income | Singapore Citizens and Permanent Residents | Foreigners residing in Singapore |
|---|---|---|
| Less than SGD10,000 | SGD3,000 | SGD500 |
At least SGD10,000 and less than SGD20,000 | SGD3,000 | |
| At least SGD20,000 | 6 times monthly income | 6 times monthly income |
Yes, we can still assist you even with a low credit score. At 365 Credit Solutions, we focus on your income and repayment capability when evaluating your application. While we’re here to help, improving your credit history can unlock better loan rates in the future.
