365 Credit Solutions Pte Ltd is a licensed moneylender (License No. 17/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.​

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Interest Free Loan Singapore

Get cash in a flash for life’s big moments!

  • 0% interest rate
  • Instant approval, instant use
  • Same-day cash
interest free loan singapore
zero intrest rate loan singapore

Enjoy A Zero Interest Rate Loan

Borrowing urgent cash has never been better and easier with 365 Credit Solutions. With our limited-time *0% interest rate offer, you can enjoy paying back within the same month without any interest charges.

We understand the challenges of traditional borrowing, where high-interest rates can add unnecessary financial burdens. That’s why we are committed to offering a zero-interest rate loan option to help you effectively manage your financial emergencies.
Take advantage of this opportunity today and experience the benefits of an interest-free loan!

*Terms and conditions apply.

Benefits of Choosing 365 Credit Solutions

Flexible Repayment Tenures

Tailor your loan payments with ease, thanks to our adjustable repayment plans.

Easy & Hassle-Free Loan Application

Sail through our simplified loan process, designed for your convenience.

Quick Cash Approval

Experience fast approval and gain access to your funds sooner.

Want to Get a Interest Free Loan With Us?
Follow These Simple Steps Below!

Apply Online

Apply Online

Fill out our quick application form.

Await A Call

Await A Call

Our loan officer will contact you for eligibility questions.

Receive Funds

Receive Funds

If eligible, you can collect your cash at our office after discussing terms and signing the contract.

personal loan eligibility


At Least 21 Years Old

Minimum Salary of SGD2,000

for Singaporean Locals & PRs


interest free loan requirements
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Frequently Asked Questions

A 0% interest loan is a specific type of personal loan that does not incur any interest charges for the borrower. Typically, this loan must be repaid within a month to take advantage of the interest-free offer.

Before applying for a loan, it is important to take into account several key factors:

  • Interest Rates: Understand the interest rate associated with the personal loan, as it directly affects the overall cost of borrowing. Generally, a lower interest rate is more favorable.
  • Fees and Charges: Check for any additional fees or charges that may apply, such as administrative fees or penalties for late payments.
  • Repayment Terms: Carefully review the repayment terms, including the loan duration and payment frequency. Ensure that these terms align with your financial situation and ability to repay timely.
  • Loan Amount: Determine the money you need to borrow and confirm that it falls within the lender’s borrowing limits.
  • Credit Score: While licensed moneylenders like 365 Credit do not typically require a credit score, it can still influence the loan amount and interest rates offered to you.
  • Lender’s Reputation: Conduct thorough research on the lender’s reputation, including reading customer reviews and checking for any potential complaints. This ensures that the lender is trustworthy and reliable.

You can borrow an amount equivalent to 1 to 6 months’ worth of your monthly income, and there will be no interest charged if you repay the loan within a month.

At 365 Credit, we assess your loan amount based on your proof of income, emphasizing this factor more than solely relying on your credit score. We invite you to request a complimentary quote from us to determine the precise amount you can borrow.

365 Credit strives to approve loan applications promptly, typically within 1 hour. Once you have signed the loan contract, we disburse the cash to you.

The repayment period for 0% interest loans extends up to 1 month. This allows you to make payments anytime on or before the due date.

It is essential to adhere to the repayment schedule to avoid any penalties. Late repayment may result in a late fee of up to SGD60 for each month of delay. We encourage timely repayment to ensure a smooth borrowing experience.

Absolutely! You can still submit a loan application with us, even if you have an existing loan from another licensed moneylender. However, it’s important to note that you will not be eligible for a 0% interest loan in this case.

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