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365 Credit Solutions Pte Ltd is a licensed moneylender (License No. 20/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Macpherson

Licensed Money Lender Personal Loan Macpherson

Licensed Money Lender Personal Loan Macpherson

Known to be a peaceful and quiet place for residency and office spaces, Macpherson can be an ideal place to settle down. Aside from having many hidden food spots, the place also has enough well-established medical facilities like Macpherson Medical Clinic, which you can visit for regular checkups. 

It’s great to treat yourself to satisfying food trips, but always keep an eye on your health!

Don’t feel guilty when you need to spend on your medical expenses. If it’s urgent, check out 365 Credit Solutions’ payday loan offer!

What is a Payday Loan?

As the name suggests, you can use a payday loan when an emergency expense can no longer wait for your next payday. With so many unforeseen situations in life, a payday loan can help you cover sudden financial matters.

Advantages and Risks of Taking a Payday Loan

Like any other loan, a payday loan has its benefits and risks. 

Advantages:

  • Can cover emergency expenses quickly – Licensed moneylenders understand that urgent bills like education fees or hospital fees cannot wait much longer. You can receive your payday loan as soon as all documents are settled. In some cases, you can have the loan within an hour! 
  • Can get approved even without a high credit score – Unlike banks, licensed moneylenders don’t mind your low credit score. As long as you are eligible and capable of paying the loan on time, you are likely to get approved.

Risks:

  • Failure of paying on time may affect your credit score – Although moneylenders do not require having a high credit score, failing to pay the loan on the agreed time might affect your current credit score. Licensed moneylenders are obliged to keep records of your non-repayment and late payments.
  • Debts might pile up – You may end up having multiple loans if you won’t take the repayment seriously. Payday loan takes a lot of discipline. To avoid having more debts than you should, make sure to pay the loan on time and only consider getting one if needed. 

How to get a payday loan?

If you have considered all the factors and still want to get a payday loan, here are all the details you need to apply.

Eligibility:

  • At least 18 years old
  • Minimum salary of SGD1,500 for Singaporean Locals & PRs
  • Minimum Salary of SGD2,000 for Foreigners Working in Singapore

Requirements:

  • Identity Card
  • Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)
  • Proof of employment (certificate of employment if your job is less than 3 months)
  • Most recent 3 months payslip
  • SingPass (to log into CPF, HDB, IRAS website)

How to apply:

1. Apply online or call at 6222 5500

2. Visit our office and customize your loan plan

3. Sign the loan agreement

4. Receive the money!

How can 365 Credit Solutions help you?

We are dedicated to helping you find the best loan package that would solve your financial woes. With 365 Credit Solutions, you will enjoy excellent customer service like no other! 

Make sure to borrow from the best and most reliable money lender in Singapore! 

Contact 365 Credit Solutions today!

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