365 Credit Solutions Pte Ltd is a licensed moneylender (License No. 20/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Sembawang

Licensed Money Lender Personal Loan Sembawang

Sembawang Shopping Centre

Any family taking the kids out for a happy weekend should head straight for Sembawang. The Singapore Zoo is just around the corner. If that doesn’t tickle everyone’s fancy, then river safaris, the local hot spring, and Sembawang’s shopping center are the most perfect places to be.

It’s easy to run out of cash when you’re enjoying everything a Singaporean locale has to offer. In case of emergencies or delayed pays, you can always count on a licensed moneylender’s payday loan service.

What is a Payday Loan?

It’s a rare occurrence for traditionally-employed personnel, but delayed pays can mean the difference between a higher utility bill and penalized loan repayments and saving money. Licensed moneylenders allow you to advance your pay cut bi-monthly or monthly, helping you address inflating expenses requiring immediate payment.

Why Would You Need Payday Loans?

Everyone’s spending cash on payday for expenses, necessities, and wants. With a payday loan, you avoid the following.

  • Income Delays

Anyone living paycheck to paycheck relies hugely on timely pay cuts. However, certain but rare situations for employed individuals can spell delays for their paycheck.

Thanks to licensed moneylenders, they won’t fall prey to loan sharks anymore. This tightly-regulated micro-financing industry gives them immediate payday reprieve, addressing any problems that delayed incomes can cause.

  • Freelance Pay Issues

Most freelance employees have delayed and changing pay cuts, which causes problems with regular loan repayments and utilities. With payday loans, they can quickly address their immediate expenses, then repay the amount they borrowed later.

It’s highly unlikely an employed individual will fail to repay their loan because they will have received their delayed pay during the two week or one-month payment period.

How Easy Is It To Apply For Payday Loans?

You won’t need to concern yourself with bank-level loan documentation. All licensed moneylenders need only to establish your income, address, and age. Payday loans are available only to employed Singaporeans, PRs, and foreign workers over 18.

  • Visit Licensed Moneylender’s Website or Call Their Phone Number

Your licensed moneylender will have their contact numbers and website address. If you’re unsure about your lender, you can consult the Registry of Moneylenders for a list of legitimate and outstanding lenders in Singapore.

  • Bring All Requirements to Prove Eligibility

All moneylenders will ask you for a 3-month payslip, your NRIC or identity card, an employment letter, or any proof of employment. You can find their requirement list on their website, or they can enumerate it through the phone.

  • Get Your Loan During The Same Day

Once you submit all your requirements, you won’t wait months to receive your payday loan (which defeats the purpose). You can get your financing on the same day. The faster you submit your requirements completely, the better.

You Can Always Count on 365 Credit Solutions for High-Quality Payday Loans

365 Credit Solutions is one of the first licensed moneylenders providing dependable moneylender services for Singaporeans and foreigners in the last 10 years. You can count on our friendly and well-trained staff to brief you about everything involving your payday loan application. Contact us today at 6222 5500 or visit our website to learn more.

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