365 Credit Solutions Pte Ltd is a licensed moneylender (License No. 20/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Licensed Money Lender Personal Loan Tiong Bahru

Licensed Money Lender Personal Loan Tiong Bahru

Licensed Money Lender Personal Loan Tiong Bahru

Tiong Bahru is Singapore’s first public housing estate, built in the early 1950s by the country’s pioneer leaders to rehouse the many ethnic Chinese living in overcrowded shophouses around Chinatown. 

It now refers to a bustling enclave of shops, cafes, and restaurants that have matured the entire area for decades. At Tiong Bahru, you can find Tiong Bahru Bakery, Caffe Pralet, Tiong Bahru Plaza, and more.

It would be careless to overspend in Tiong Bahru. Fortunately, you can get a fast cash loan to cover your budget and maintain your weekend or vacation getaway in the city. 

Conveniently borrow extra cash from dependable licensed money lenders, but make sure you’re borrowing from a legitimate and dependable service. Here are a few things you’ll need to remember.

How to Safely Get a Fast Cash Loan?

1. Avoid Loan Sharks

Loan sharks have plagued Singapore for decades and have made life troublesome for many Singaporeans. The regulation of licensed money lenders in Singapore helped reduce their number, but the enticing loan amounts and deals that they can overturn at any time continue to tempt many Singaporeans.

You can spot a loan shark through the following telltale signs:

  • Loan sharks have no license from the Registry of Moneylenders
  • The Registry will not reflect the loan shark’s name
  • For some unaccounted reason, loan sharks will release your loan before you complete your application
  • They will send you unsolicited texts or personally ask you to get a loan as you pass by.
  • They will not explain the full details of your borrowing documents to you.

Now that you know how to avoid loan sharks, here are a few more things to help you avoid fast cash application delays.

2. Bring All Necessary Documents

Licensed money lenders won’t factor your credit scores in their lending decision, but they will ask you to prove your eligibility for a fast cash loan by submitting all the documentation they require.

For example, a personal loan application will require you to fulfil the following eligibility and requirements.


  • At Least 18 Years Old
  • Minimum Salary of SGD1,500 for Singaporean Locals & PRs
  • Minimum Salary of SGD2,000 for Foreigners Working in Singapore



  • Identity Card
  • Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)
  • Proof of employment 
  • Recent 3 months payslip
  • SingPass 


  • Passport
  • Work permit / S-Pass / Employment pass
  • Proof of residence (utility bill or tenancy agreement)
  • Proof of employment 
  • Recent 3 months payslip
  • Proof of income 

3. Inquire About Possible Collateral

Fast cash loans are unsecured loans, but it’s possible to use collateral to lower the 1-4% loan monthly interest. Ask your lender about possibly attaching collateral to your loan.

However, keep in mind that lenders can collect on your collateral quickly, and it’s not a guarantee that it can repay your entire fast cash loan if you’re unable to pay.

You might be asking why you should use licensed money lenders when you can just work with banks. Here are a few things that make licensed money lenders much more capable.

Why Use a Licensed Moneylender?

1. Quickest Loan Approval Speed

You can get your loan application approved within hours. Head straight to the licensed money lender’s branch to claim your financing after you receive its approval.

2. High-Quality and Regulated Financial Products

All licensed moneylenders are under the strict management of the Registry of Moneylenders, Ministry of Law. Each one will present their license numbers on their websites for your quick reference, too.

3. No High Credit Score Required

You won’t need high credit scores to secure a licensed money lender fast cash loan. Prove that you have a steady stream of income in a stable job, and you’re good to go!

365 Credit Solutions: The Most Reliable Moneylender in Singapore

365 Credit Solutions is Singapore’s number one provider of top-notch fast cash loans, such as personal, payday, and bridging loans. With our friendly staff and fully-regulated operations, we guarantee only the most seamless experience with our borrowers.

Visit our website today to apply for a loan with the best money lender in Singapore, or contact us at [email protected] to learn more about everything that we can do for you.

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