Personal Loan

The Best Service for Personal Loan in Singapore You Can Depend On.

With 365 Credit Solutions‘ hassle-free personal loan service, you can simply apply for a loan and get approved for it in no time!

Shake hands with a client

Apply For a Personal Loan Today

Nobody ever knows when they need money. Even people with tight budgets find themselves in a pinch due to unexpectedly high bills, sudden emergency expenses, and other incidents nobody could ever plan for. Unfortunately, you might have had some bad credit from loans you’ve failed to address previously.

365 Credit Solutions aims to be an accessible financial resource for anyone who needs a personal loan as quick as possible.

When you work with us, you get to decide on the amount you need to borrow. Our groundbreaking algorithm will show the full amount you need to pay and the dates you need to pay them regularly. Our process only takes less than an hour, and you’ll receive approval in no time. That’s how easy it is! Plus, you get to enjoy the cheapest personal loan in Singapore with our affordable interest rates!

If you need a personal loan for any reason at all, you can just apply now and get approved quickly!


Good Gesture Icon

1. Simple

You decide how much you would need to borrow. At 365 Credit, we take pride in responsible lending. Feel comfortable letting us know your needs and we will work out a plan for you.

Goal Icon

2. Fast

We show you upfront in detail, the repayment amount. No hidden costs! What you see is what you will pay. Our loan process takes less than 1hr and the cash is handed to you instantly.

Shield Protective Icon

3. Secure

Payment is collected on the agreed dates. 
All you have to do is to make payment via bank transfer, GIRO or cash. That’s it.


18 years in above min. age

18 Years & Above Min.

No minimum salary requirements

Local/PR $1500 Min.

Receive an option to purchase

Foreigners $2000 Min.

Documents Needed

For Singaporean / Permanent Residents (minimum Income > $1,500.00)​

  • Identity Card / NRIC
  • Proof of Residence such as Recent Bill or Letter addressed to you (applicable if you do not own the place of residence) Tenancy Agreement (applicable if you are renting a flat)
  • Employment letter and recent 3 months pay slip if your current employment is less than 6 months
  • Know your SingPass (password to log into CPF, HDB, IRAS website)
Ladies business deal with client
365 Credit Solution office stuff

For FOREIGNERS (minimum Income > $2,000.00)

  • Work Permit / S-Pass / Employment Pass
  • Passport​
  • Proof of Employment (staff pass, company pass, recent 3 month Pay slips & employment letter)
  • Proof of Residence (Tenancy Agreement & recent bill or letter addressed to you)
  • Latest bank statement of account to which salary is credited
  • Singpass (To download IRAS NOA)


quote sign

Fortunately, 365 Credit is opened on Sundays because I really needed cash urgently that day. Their service is excellent and Dan helped me a lot. He is friendly and efficient. Recommended!

-Ivan Poh

quote sign

Thanks for granting me the loan 365 Credit! My friends spontaneously decided to go on a short trip and I was short of cash. Luckily I could get a loan of $800 and joined my friends for an amazing trip to Bangkok! It was a fuss free experience

-Toh Cai Lin

Apply Loan From
365 Credit Solutions

Want to know if you’re eligible? Simply visit us or call us / fill up this form and we will get back to you within 3 working hours. It’s easy.